San Diego County offers a variety of 55+ communities where residents own both the home and the land, also known as resident-owned communities (ROC). While many of these neighborhoods feature manufactured or mobile homes, this guide focuses on the stick-built (traditional construction) 55+ communities.
If you’re also interested in gated 55+ neighborhoods and resort-style amenities, see our full guide to the Top 10 Gated 55+ Communities in San Diego County.
Oceanside – The Largest Selection of Stick-Built Resident-Owned 55+ Homes
Oceanside leads the county with the highest number of stick-built resident-owned 55+ communities. These neighborhoods often feature single-story floor plans, attached garages, and low-maintenance yards. Popular communities include:
- Ocean Hills Country Club – One of San Diego’s premier gated 55+ communities, featuring golf, swimming, pickleball, and a Mediterranean village setting. Learn more about Ocean Hills Country Club here.
- Other Oceanside stick-built 55+ options include neighborhoods such as Villa Trieste, Pacifica Oceanside Manor, and more.
For buyers who want a combination of 55+ home ownership, land ownership, community amenities in a coastal location and climate, be sure to check out Oceanside 55+ communities.
Oceanside Homes with Master Bedroom Downstairs
Carlsbad – No Stick-Built Resident-Owned 55+ Communities
In Carlsbad, all resident-owned 55+ communities are manufactured home neighborhoods. While Carlsbad offers desirable coastal living with luxury single story homes or homes with a master bedroom downstairs, those looking strictly for stick-built homes in a resident-owned 55+ setting may want to focus on other North County cities.
Encinitas – High Country Villas for Stick-Built Homes
Encinitas offers just one resident-owned stick-built 55+ community:
- High Country Villas – A well-established 55+ condominium community with single-story units, golf course views, and resort-style amenities.
The other resident-owned 55+ option in Encinitas, Park Encinitas, consists of manufactured homes.
Encinitas Homes with Master Bedroom Downstairs
San Marcos – Sun Park & Hunter Valley
San Marcos has two notable stick-built resident-owned 55+ communities:
- Sun Park – A peaceful neighborhood of single-story homes surrounding a greenbelt and community pool.
- Hunter Valley – Nestled near Lake San Marcos with access to nearby recreational opportunities.
Most other resident-owned 55+ neighborhoods in San Marcos are manufactured home communities.
Vista – Nob Hill
Vista’s only stick-built resident-owned 55+ neighborhood is:
- Nob Hill – a 55+ community of single-story attached homes with a community pool.
The remaining Vista 55+ communities are resident-owned manufactured home parks.
Escondido – Manufactured Only
Escondido’s resident-owned 55+ communities exclusively feature manufactured and mobile homes.
Fallbrook – Gated Stick-built homes
East Ridge – 55+ detached single story homes with traditional construction in Fallbrook CA
East Ridge is the only traditional construction 55+ community in Fallbrook. Fallbrook does have other ROC 55+ communities with manufactured homes.
Rancho Bernardo, Rancho Peñasquitos & Del Sur – Stick-Built 55+ Options
Inland North County also offers some of the newer and also mature stick-built resident-owned 55+ communities:
- Rancho Bernardo – Known for its large selection of single-story homes within age-restricted neighborhoods, community centers, and social clubs and activities. Check out Chapala at Oaks North, Oaks North, and Seven Oaks.
- Rancho Peñasquitos – Home to Junipers, a newer 55+ gated community by the developer, Lennar.
- Del Sur – Features Auberge at Del Sur, a gated 55+ enclave with modern single-story floor plans and luxury amenities and Avante at Del Sur, a gated 55+ condo community with a walkable Del Sur location.
Rancho Bernardo 55+ Homes For Sale
Rancho Penasquitos 55+ Homes For Sale
Top 10 Gated 55+ Communities in San Diego County.
Search Homes for Sale in Stick-Built Resident-Owned 55+ Communities
🔍 Find Your Perfect 55+ Home in San Diego County
Explore the latest homes for sale in San Diego’s most desirable 55+ communities:
- Carlsbad 55+ Homes for Sale – Coastal living with resort-style amenities.
- Encinitas 55+ Homes for Sale – A laid-back beach town with active adult condo community.
- Oceanside 55+ Homes for Sale – The largest selection of stick-built 55+ communities in San Diego County.
- Rancho Bernardo 55+ Homes for Sale – Beautiful single-story homes with golf
- Del Sur 55+ Homes for Sale – Modern luxury in a gated setting wither newer 55 plus homes.
- Rancho Peñasquitos 55+ Homes for Sale – Newer age-restricted homes close to amenities near the 15- freeway
- San Diego County 55+ Communities – Search all 55+ homes for sale in one place.
- San Marcos 55+ Homes For Sale – San Marcos inland living with easy access to shopping, dining, and recreation.
We specialize 55 and over communities in San Diego with single story homes that are stickl built (traditional construction) homes in resident owned communities. We’re here to help you!
Please call or text DreamWell Homes Realty at 760-798-9024 for more information. Thank you!
https://www.dreamwellhomes.com/san-diego-55-plus-communities/
Ready to Find Your Forever Home in San Diego?
Contact Jean and Ken Tritle, the husband-and-wife real estate team behind DreamWell Homes Realty— your trusted guide to traditional construction (stick-built) premier San Diego 55+ communities real estate.
Whether you’re downsizing, relocating, or searching for the perfect active adult community, we’re here to guide you every step of the way.
Call or Text: 760-798-9024
Email: jeanken@dreamwellhomes.com
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