Home Loans

Home Loans, Mortgages

Start Loan Pre-approval

Start Loan Pre-approval

Loan Pre-Approval – Why get it?

Loan Pre-Approval – Why get it?

Why get a Loan Pre-Approval?   Here are a couple of reasons why you need and want to get a loan pre-approval before you buy a home. If we… Read more »

Buying a house after a Short Sale in 2016

Buying a house after a Short Sale in 2016

Buying a House after a Short Sale in 2016 There are many factors that will affect your ability to qualify for a loan in order to buy… Read more »

California Downpayment Assistance Programs to Buy a House

California Downpayment Assistance Programs to Buy a House

California Downpayment Assistance Programs to Buy a House Down payment Assistance Programs Dave Stapleton, Senior Loan Originator, First Choice Bank, NMLS # 248823 Millions of dollars of down… Read more »

Home Ready Mortgage – 3% Low Down payment

Home Ready Mortgage – 3% Low Down payment

Home Ready Mortgage – 3% Low Down payment Here is a 3% low down payment mortgage that plenty of Americans could possibly easily qualify for to buy… Read more »

Reverse Mortgage: Closing the Financial Gap for a New Generation of Retirees

Reverse Mortgage: Closing the Financial Gap for a New Generation of Retirees

Reverse Mortgage Closing the Financial Gap for a New Generation of Retirees Related Articles: Reverse Mortgage Myths, Reverse Mortgage Frequently Asked Questions By James Stanko, HECM Loan… Read more »

Home Loans for First Time Buyer to choose from

Home Loans for First Time Buyer to choose from

Home Loans for First Time Buyer to choose from by Cheryl Zenski Home loan programs available for first time buyers FNMA’s new HomeReady loan program offers borrowers a… Read more »

James Stanko: Partner Lender Reverse Mortgage

James Stanko: Partner Lender Reverse Mortgage

Reverse Mortgage Specialist with Reverse Mortgage Funding, LLC. NMLS# 1044434 Jim Stanko: Partner Lender Reverse Mortgage Read Related Articles Reverse Mortgage – Closing the Financial Gap for a New Generation of… Read more »

Refinance a HELOC

Refinance a HELOC

Refinance a HELOC If you are looking to refinance a HELOC (Home Equity Line Of Credit) , here are a few options to keep in mind. You may  send us… Read more »

Buying a house with an IRA

Buying a house with an IRA

Buying a house with an IRA You can buy almost anything with your IRA including investment real estate except for collectibles, life insurance, antiques and collectibles, or derivative… Read more »

Reverse Mortgage – What is the catch?

Reverse Mortgage – What is the catch?

Reverse Mortgage – What’s the catch? A reverse mortgage is one of the many options available to seniors who are 62+ in either buying a home or… Read more »

Reverse Mortgage – What has changed?

Reverse Mortgage – What has changed?

Reverse Mortgage – What has changed? You may have heard about a reverse mortgage in the past and now recently presented as an option, you might ask, what has… Read more »

Cancel FHA Mortgage Insurance

Cancel FHA Mortgage Insurance

Cancel FHA Mortgage Insurance Canceling Mortgage Insurance on an FHA Loan before June 3, 2013 It is possible to cancel your FHA mortgage insurance premium (MIP) if you were… Read more »

Reverse Mortgage Help For California Seniors

Reverse Mortgage Help For California Seniors

Reverse Mortgage Help For California Seniors Good news! California seniors with reverse mortgage can now get help up to $25,000 through the California Reverse Mortgage Assistance Pilot… Read more »

How to remove mortgage insurance

How to remove mortgage insurance

How to remove mortgage insurance Find ways for you to remove or cancel the private mortgage insurance (PMI) on your home loan and save money every month. If you are a… Read more »

Vista CA Downpayment Assistance Program for First Time Home Buyers

Vista CA Downpayment Assistance Program for First Time Home Buyers

Vista CA Downpayment Assistance Program for First Time Home Buyers Did you know that Vista provides downpayment assistance for eligible Vista first time home buyers using San Diego… Read more »

Pre-Approval Request to Get a Loan to Buy a House after Short Sale or Foreclosure

Pre-Approval Request to Get a Loan to Buy a House after Short Sale or Foreclosure

Getting a Loan to Buy a House after Short Sale or Foreclosure Video of How to get a loan and buy a house after a short sale… Read more »

Buying a house with Renovation Loan or FHA 203K Loan

Buying a house with Renovation Loan or FHA 203K Loan

How to buy a house with Renovation Loan or FHA 203K Loan It is possible to buy a house that need repairs/work/upgrades using FHA 203K loan with… Read more »

PARTNER LENDER: DAVE STAPLETON

PARTNER LENDER: DAVE STAPLETON

PARTNER LENDER: DAVE STAPLETON Dave Stapleton has 25 years experience in the mortgage industry. He understands how to identify a mortgage program perfect for each borrower’s unique needs…. Read more »

Buy a house with as low as 3.5% downpayment using an FHA Loan

Buy a house with as low as 3.5% downpayment using an FHA Loan

Buy a house with as low as 3.5% downpayment using an FHA Loan How much downpayment do you need to buy a house? You only need as low… Read more »

No mortgage insurance loan with 5% down payment

No mortgage insurance loan with 5% down payment

No mortgage insurance loan with as little as 5 % down payment Here is an option on how to pay no mortgage insurance on a loan with less than… Read more »

VA Loan and Home Buyer Guide

VA Loan and Home Buyer Guide

VA Loan and First Time Home Buyer Guide Buying a home with zero down payment is a benefit that Active Duty Military, Reserve, National Guard or Veteran can enjoy… Read more »